Studios in Dubai start from AED 450K cash, freehold 1-bedroom units from AED 700K, and mortgage buyers need 25–35% down depending on residency status, with all-in transaction fees adding roughly 7–10% on top of the headline price.
The numbers that matter most for this question — at a glance.
| Unit Type | Cash Entry | Mortgage Entry (25%) | Visa Eligibility |
|---|---|---|---|
| Studio | AED 450K | AED 130K + fees | No standalone visa |
| 1BR | AED 700K | AED 200K + fees | Investor visa (3-yr) |
| 2BR | AED 1.2M | AED 320K + fees | Investor visa (3-yr) |
| Aggregate AED 2M+ | — | — | Golden Visa (10-yr) |
Roughly 7–10% all-in — see the full cost breakdown — DLD transfer fee 4%, agency commission 2% + VAT, NOC AED 500–5,000, trustee/registration AED 4,000, conveyancer AED 5,000–10,000, plus mortgage processing ~1% if applicable.
AED 750K is the minimum threshold for the renewable 3-year investor visa. Studios under AED 750K do not qualify on a standalone basis but can be combined with another property to meet the threshold.
Yes — UAE banks offer mortgages from AED 500K loan amounts. See mortgage options for foreigners. Non-residents typically need 40–50% down on the smallest units and must demonstrate stable income, usually verified by 6 months of bank statements and a salary certificate or business registration.
Continue exploring with three more answers from our knowledge base.
AED 750K (~USD 200K) opens up high-yield 1-bedroom apartments in JVC, Dubai South, Arjan and entry-level Business Bay, where modern stock, strong tenant demand and 7–9% net yields make it the most efficient entry point for first-time investors.
Read insightApartments deliver the highest rental yields and easiest leasing, while villas and townhouses deliver the strongest long-term capital appreciation; the right choice depends on whether your priority is monthly cash flow or long-term wealth compounding.
Read insightFor yield, target JVC and Business Bay; for capital growth, target Palm Jumeirah, Downtown Dubai and Dubai Hills Estate; for lifestyle balance, target Dubai Marina and Dubai Creek Harbour — each has a distinct tenant base and return profile.
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