Buy property worth AED 2M or more (single or aggregate ownership) to qualify for the UAE Golden Visa — a 10-year self-renewing residency that allows you to sponsor family without salary requirements, with no minimum stay obligations.
The numbers that matter most for this question — at a glance.
| Visa Tier | Property Value | Validity | Family Sponsorship |
|---|---|---|---|
| Investor (3-yr) | AED 750K+ | 3 years | Yes (limited) |
| Golden (10-yr) | AED 2M+ | 10 years | Spouse, children, parents |
| Long-term (5-yr) | AED 1M cash + GP | 5 years | Yes (limited) |
Generally no — the Golden Visa requires an issued title deed. Off-plan units only qualify once handover completes and DLD issues the title, although some recent rule changes allow off-plan with developer NOC in specific circumstances.
After purchase and title issuance, the Golden Visa application typically takes 2–4 weeks via ICA or GDRFA Dubai. Pre-approval can sometimes be obtained before completion to coordinate residency with closing.
No — the Golden Visa is tied to the qualifying property. Selling the asset typically ends the visa. Some buyers therefore aggregate 2–3 properties so they can rotate one out without losing the AED 2M aggregate threshold.
Continue exploring with three more answers from our knowledge base.
Yes — UAE banks lend to non-residents with 50–60% loan-to-value, while UAE residents access up to 80% LTV on first homes; rates typically sit in the 4–6% range, with terms up to 25 years and competitive products for HNW clients.
Read insightPlan for 7–10% on top of the headline price for a Dubai property purchase: DLD transfer fee 4%, agency commission 2% + VAT, plus developer NOC, trustee/registration, conveyancer and (if applicable) mortgage processing fees of around 1%.
Read insightYes — non-residents of any nationality can hold 100% freehold property in Dubai's designated freehold zones, with title registered at the Dubai Land Department; no UAE residency is required to purchase, and ownership is perpetual and inheritable.
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